Cavere in the press
November 25th

Hilltop Finance launches into Insurance with Cavere Intermediary

25th November:  Hilltop Finance, the Manchester based financial advice firm specialising in Pensions and Retirement Planning, has launched its first ever home insurance product in partnership with GI provider Cavere Intermediary. Cavere Intermediary has designed, delivered, and will fully manage the bespoke white-labelled home insurance product, underwritten by RSA and 5 star rated, using its […]

October 18th

Stealth fees are unnecessary and risk damaging customer relationships – Mortgage Solutions

In my last column I explored the issues surrounding a worrying rise in the practice of fees being added to general insurance (GI) sales by brokers. Keeping on the issue of treating customers fairly (TCF), this month I want to highlight the equally unfair practice of charging customers fees for cancelling or making changes to policies. [...]
September 2nd

Brokers should not be inflating prices just to increase remuneration – Mortgage Solutions

Two of the industry’s chief regulators appear to be working rather at odds. HM Revenue and Customs (HMRC) is consulting on whether broker fees should come under the scope of Insurance Premium Tax (IPT) to prevent brokers moving away from a commission-based revenue model to a fee-based one that enables them to reduce the IPT [...]
July 10th

How one broker firm boosted its income by focusing on insurance – Mortgage Solutions

My last column explained that advisers do not need to compete on price when advising clients about their insurance options. Instead, the provision of quality service and support is more than enough to make it worth their time while also providing their client an important service. This contribution is highlighting how one mortgage advice firm [...]
June 28th

Mortgage advisers do not need to compete on price to sell insurance – Mortgage Solutions

As a general insurance provider all too often I hear from mortgage brokers that insurance sales are just not worth the effort. I empathise, but I ask myself how then do some mortgage brokers sell insurance both easily and successfully? The pressure to compete on price, to adhere to regulation and compliance, to put in [...]
May 14th

Cavere Intermediary refreshes home insurance product – Insurance Age

Policy is underwritten by Ageas and has been made available to the broker market. Cavere Intermediary is set to launch an upgraded home insurance policy, underwritten by Ageas Insurance. The provider stated that the product will be available to brokers from June this year, adding that the policy had been designed to provide comprehensive insurance […]